Privacy Policy — FRS GROUP INC

Introduction

FRS GROUP INC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at the-frs-group.com, use our services, or otherwise interact with us.

By accessing or using our website and services, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please do not access or use our services.

Information we collect

Personal information

We may collect the following types of personal information when you interact with us:

Contact information: Name, email address, phone number, and mailing address
Business information: Business name, business address, years in operation, annual revenue, and industry type
Financial information: Bank statements, tax returns, and credit information as needed for funding applications
Communication data: Records of correspondence, including emails and form submissions

Automatically collected information

When you visit our website, we may automatically collect certain information, including:

IP address and browser type
Device information and operating system
Pages visited and time spent on each page
Referring website and search terms used
Cookies and similar tracking technologies

How we use your information

We use the information we collect for the following purposes:

To evaluate and process funding applications
To communicate with you about our products and services
To provide customer service and support
To improve our website and services
To comply with legal obligations and regulatory requirements
To protect against fraud and unauthorized transactions
To send marketing and promotional communications (with your consent)

Information sharing and disclosure

We may share your personal information in the following circumstances:

Service providers: With trusted third-party service providers who assist in operating our business (payment processors, credit bureaus, etc.)
Legal requirements: When required by law, regulation, legal process, or governmental request
Business transfers: In connection with a merger, acquisition, or sale of assets
Consent: With your explicit consent or at your direction

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & text message communications

FRS GROUP INC may send SMS and MMS text messages to individuals who have expressly opted in to receive such communications. By opting in, you consent to receive recurring marketing and promotional messages from FRS GROUP INC, sent using an automated telephone dialing system (ATDS), including but not limited to offers, updates, and information about our financial products and services.

Message frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and data rates: Message and data rates may apply. Please consult your wireless carrier for details regarding your messaging plan.

Opting out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. Upon receipt of your STOP request, we will confirm your removal and cease sending further messages.

Help: For assistance with our SMS program, reply HELP to any message or contact us at george@the-frs-group.com.

Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging in order to use our services or obtain funding.

Data security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, access controls, and regular security assessments. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and tracking technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze site traffic, and understand user preferences. You may control cookie settings through your browser. Disabling cookies may affect some website functionality.

Your rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

The right to access your personal information
The right to correct inaccurate information
The right to request deletion of your information
The right to opt out of marketing communications
The right to data portability

To exercise any of these rights, please contact us at george@the-frs-group.com.

Children's privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete that information.

Changes to this policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

FRS GROUP INC
1420 SW 3rd Ave
Fort Lauderdale, FL 33315
Email: george@the-frs-group.com