Charting a different course

FRS GROUP INC was built on a simple conviction: businesses deserve a lender that operates with the precision of a master shipwright and the transparency of open water.

Fort Lauderdale, FL  |  26.1224°N, 80.1373°W

Built from the hull up

Founded in 2015 in Fort Lauderdale — where the Intracoastal Waterway meets ambition — FRS GROUP INC emerged from a deep understanding that most business lending is overbuilt with complexity and underpowered where it matters.

We took a different approach. As a direct lender, we eliminated the layers of intermediaries that create friction, inflate costs, and slow decisions. Our capital flows directly from our reserves to your business — no brokers, no syndication delays, no unnecessary complexity.

The result is a lending operation that moves with the efficiency of a well-trimmed vessel: responsive to conditions, precise in execution, and always oriented toward your destination.

Our navigational principles

The values that guide every funding decision we make.

Direct capital

We fund from our own reserves. No middlemen, no brokers, no syndication. Your relationship is with us — from application to payoff.

Transparent navigation

Every term, every rate, every condition is visible before you commit. We believe clarity is the foundation of trust.

Velocity with precision

Speed matters in business. We deliver rapid approvals and funding without sacrificing the careful analysis that protects both parties.

Responsible lending

We fund businesses positioned for success. Our underwriting process ensures the capital we deploy genuinely serves your growth trajectory.

Relationship depth

We invest in understanding your business — its currents, its challenges, its opportunities. Every funding decision reflects that depth.

Local expertise

Headquartered in Fort Lauderdale, we understand the South Florida business landscape and serve enterprises nationwide.

Our voyage

Key milestones in our journey as a direct business lender.

2015

Setting sail

FRS GROUP INC founded in Fort Lauderdale, FL with a mission to bring direct lending to businesses underserved by traditional financial institutions.

2017

Expanding the fleet

Broadened our funding portfolio to include revenue-based financing and equipment funding, serving a wider range of business needs.

2020

Navigating headwinds

Maintained funding operations throughout unprecedented challenges, supporting businesses when many traditional lenders pulled back.

2023

Digital helm

Launched streamlined digital application and approval processes, reducing funding timelines while maintaining underwriting precision.

2025

Full speed ahead

Surpassed $50 million in capital deployed, serving over 500 businesses across the United States.

Ready to chart your course?

Let FRS GROUP INC navigate the funding waters alongside your business. Direct capital, delivered with precision.

Get Started Today